Personal Signature Loans Offer Simple Interest

Personal signature loans can be used whenever life happens, including unexpected expenses or taking an exotic trip. No collateral is needed to get a personal loan.

Our members who have borrowed a personal loan from us have used the loan proceeds for:

  • Auto Repairs

  • Home Improvements

  • Maternity Expenses

  • Debt Consolidation

  • Personal Expenses

  • Vacations

  • And so much more…

Loan amounts and interest rates are based on:

  1. Income

  2. Credit History

Credit Life and Disability Insurance is also available for Personal Loans.

For members who have a share balance over $500 or more, you could get a share loan using your HGE Credit Union shares as collateral to help reduce your interest rate.

Maximum limit for unsecured signature loans is $10,000 per member with approved credit (credit score over 700 and income over $5,000 per month). Talk to your loan officer to see how much you can get approved.