Latest Rates

Effective 1/30/2024

Auto

Rate* Term
6.45% Up to 48 Months
6.70% 0 - 60 Months
6.95% 61 - 72 Months
7.45%* 73 - 84 Months
*Min loan amount $30,000 and mileage under 20,000

Autos Over 10 Years Old

Rate* Term
7.45% 0 - 48 Months

Motorcycles, Campers, Boats, ATVs, RVs - 3 Newest Model Years

Rate* Term
6.75% 36 Months
7.00% 48 Months
7.25% 60 Months

Motorcycles, Campers, Boats, ATVs, RVs - 2019 or Older

Rate* Term
7.75% Up to 48 Months

All rates and terms are with approved credit. Example of rates are based on credit score above 740. Other rates are available. Contact us for details. Origination Fee may apply Loyalty Points are available. With loyalty points, you may qualify for a lower interest rate. Contact your loan officer to see if you qualify for loyalty points.

Home Equity Loan Rates

Term Rate* Points
Up to 36 Months 6.50% 0.00%
37 - 60 Months 7.25% 0.00%
61 - 84 Months 8.00% 0.00%
85 - 120 Months 8.75% 0.00%

*Rates are based on less than 80% loan to value. Representative Example: 60 Months term payments of $19.94 for each $1,000 borrowed at 7.272% APR (Annual Percentage Rates) With approved credit. APR shown are based on a $15,000 home equity loan with $389 estimated closing costs.

Other Loan Rates

Loan Type APR* Term
Signature Loans 9.50%* 48 Months

All rates and terms are with approved credit. Example of rates are based on credit score above 740. Other rates are available. Contact us for details.

*NOTICE: Interest rates listed are APR* (Annual Percentage Rate). All rates are subject to credit approval and are subject to change without notice. Rates apply to new HGECU loans and refinances from other financial institutions. 

Your rate will be determined by your credit performance and security offered. All considerations and qualifying factors will be reviewed.

Your interest rate may vary based on mitigating factors. Please contact the Credit Union for your individual rate.