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Vehicle Loans

The HGE Credit Union Difference!

  • Lower Rates:  In 2021, our members saved over $200,000 by refinancing their auto, motorcycle, boat, ATV and camper loans from other financial institutions to HGE Credit Union.  Talk to our loan officers to see if they can help you to save money as too!
  • Loyalty Points:  All members can qualify for lower interest rates based on their loyalty with HGE Credit Union.  Examples of loyalty points are:
    • Membership over 5 years, reduce the rate by 0.10%.
    • Active HGE Credit Union Checking account, reduce the rate by 0.25%
    • We have over 6 different loyalty points that can save you up to 1.25%  on your loan rate.   See a HGE Credit Union loan officer for more information.
  • Staff who truly care about you and your loan.

Apply for a Loan

Get pre-approved for your next auto loan


Call us before you visit the dealer to:

  1. Know what you can afford
  2. Know what your payments will be

When you find the right vehicle, we will check NADA (National Automobile Dealers Association) for the value of the vehicle to help you get the best deal.

Apply for a Loan


We also offer:


Guaranteed Auto Protection Plus (GAP Insurance):  Gap will pay off any remaining balance on your auto loan if your vehicle is deemed a total loss.  GAP Plus is $1,000 toward the replacement of any totaled vehicle if you finance the new auto with HGE Credit Union.  

Mechanical Breakdown Protection:  Route 66 Warranty's Mechanical Breakdown Protection Plans has a complete line of coverage designed to keep your vehicle on the road.  Even the most reliable vehicle can develop a mechanical problem.  That's why so many people depend on Route 66 warranty.  No matter where you travel in the United States, they protect you against major mechanical expenses.   Route 66 also offers warranties for Power Sports too!

Vehicle Protection Plan:  A package of coverage that protects you from normal driving incidents and out-of-pocket expenses that aren't typically covered by insurance policies, manufacturer's warranties or extended warranties.  

  • Key or Remote Replacement
  • Tire and Wheel Road Hazard Protection
  • Paintless Dent Repair
  • Windshield Repair
  • Plus so much more!

Contact us for more information.

Apply for a Loan

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