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Personal Loans

Back to School Special

Up to $2,500

Limited terms.  Special expires September 30th, 2022.

To apply for back school special, apply for a personal loan and state the purpose is "Back to School".  The loan officer will know to pick this up.

Personal Signature Loans offer simple interest

Personal signature loans can be used for whenever life happens, including unexpected expenses or taking an exotic trip.  No collateral is needed to get a personal loan.

Our members who have borrowed a personal loan from us have used the loan proceeds for:

  • Auto repairs
  • Home improvements
  • Maternity expenses
  • Debt consolidation
  • Personal expenses
  • Vacations
  • and so much more....

Apply for a Loan

Loan Amounts and Interest rates are based on:

  1. Income
  2. Credit history


Credit Life and Disability Insurance is also available for Personal Loans.

For members who have a share balance over $500 or more, you could get a share loan using your HGECU shares as collateral to help reduce your interest rate.   

Apply for a Loan

Maximum limits for unsecured signature loans is $10,000 per member with approved credit.  (Credit score over 700 and income over $5,000 per month)  Talk to your loan officer to see how much you can get approved.

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