Credit Cards
Credit Cards from HGE Credit Union is designed to be simple and rewarding for our members. Here are some of the benefits:
- Earn up to 1% cash back
- No annual fee.
- Great low rates for purchase and cash advances.
- Rates as low as 10.00%
- Reduced fees.
- Convenient payments at your local branch.
HGE Credit Union Credit Cards
| Freedom 1 | Freedom 2 | |
|---|---|---|
| APR Purchases | 10.00% | 15.00% |
| APR for Cash Advances | 10.00% | 15.00% |
| APR for Balance Transfers | 10.00% | 15.00% |
| Transaction Fees | 1.00% of each multiple currency transaction in US dollars | 1.00% of each multiple currency transaction in US dollars |
| Foreign Transaction Fees | 0.80% of each multiple currency transaction in US dollars | 0.80% of each multiple currency transaction in US dollars |
| Fees | Up to $25 late payment fee Up to $25 over-the-credit-limit fee Up to $25 returned payment fee | Up to $25 late payment fee Up to $25 over-the-credit-limit fee Up to $25 returned payment fee |
Avoid Paying Interest
Your due date is at least 25 days after the close of each billing cycle. We do not charge you interest on purchases if you pay your entire balance by the due date each month.
Learn more about factors to consider when applying for or using a credit card visit the web site FederalReserve.gov.
Our fees:
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Statement copy fee: $1.00
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Document copy fee: $1.00
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Rush fee: $50.00
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Card replacement: $10.00
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Pay-by-phone fee: $10.00
Important phone numbers:
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Card activation and PIN change (855) 726-4885
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If your card has been compromised, call (855) 961-1602
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After hours hot card service (888) 263-3370
